| IMPACT ADVISOR | Alternatives | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Modern Investing: |
Comprehensive Wealth Management |
100% Digital Solutions Separately Managed Account (SMA) Wealth Advisor is optional |
|||||||
| Ultra-tailored; Tax-aware |
IMPACT Platinum |
IMPACT Gold |
IMPACT Digital Low cost |
IMPACT Indexing Direct Indexing |
 IMPACT CR Controlled Risk |
Digital-only, app‑based advisors: prevailing offering | Banks, discount brokers, conventional advisory firms | HNW1 or 'private client group' at larger banks | Boutique · ultra‑HNW‑only advisors |
| Financial and Tax Planning | |||||||||
| Financial planning app: Visualize your finances: free sign-up |
|||||||||
| Financial organization: Concierge help get your accounts in order |
|||||||||
| Retirement · Estate · College Planning | |||||||||
| 360° Tax Optimization | |||||||||
| Investment-related tax-prep, Donor-advised funds, Trust & Foundation set-up & management |
|||||||||
| Investment Choice | |||||||||
| Dedicated Portfolio Managers with 25+ years of investment exp. |
|||||||||
| Relevant diversification: investment tailoring that incorporates your RSU/stock options, real estate, etc. | |||||||||
| Wide range of sustainable · ESG · social‑impact funds available | |||||||||
| 100% digital low-fee, light-touch offering | |||||||||
| Direct Indexing | |||||||||
| Effortless Tax Optimization: These are custom index portfolios consisting of individual companies (stocks), where we add tax-smart rebalancing for superior after-tax returns. |
|||||||||
| Custom Direct Indexing: ESG · Sustainable · social‑impact portfolios with individual stock level customization, where we build and manage your Personalized Index Portfolio |
|||||||||
| IMPACT Amplified℠ | |||||||||
| Active and Factor-Tilted Portfolios: Actively traded, with a wider set of investment products seeking higher risk-adjusted performance with built-in tax efficiency |
|||||||||
| Tax-Efficiency | |||||||||
| Tax-loss harvesting ("TLH") of ETFs & mutual funds | |||||||||
| Individual security-level "TLH done right" | |||||||||
| Tax optimized portfolio management across asset classes and across account types | |||||||||
| Alternatives1 | |||||||||
| Tax-sheltered alternatives | |||||||||
| Alpha-seeking alternatives (opportunity/hedge funds) | |||||||||
| 1031 exchange alternatives for real estate investors | |||||||||
| Qualified Opportunity Zone | |||||||||
| IRA · Solo 401(k) investing in real estate & private equity | |||||||||
| Crypto asset expertise | |||||||||
| Corporations · Business Owners | |||||||||
| Custom 401(k) plans, SEP IRA, etc. | |||||||||
| 401(k) borrowing & lending options | |||||||||
| Shareholder Voting | |||||||||
| Vote on the issues that matter to you | |||||||||
| Proxy voting & custom shareholder resolutions | coming soon! | ||||||||
